Terms of Service
Last updated: January 2025
Agreement to Terms
These Terms of Service ("Terms") govern your access to and use of the Equipment Financing Dallas Pros website at https://equipmentfinancingdallas.com and any related services provided by Equipment Financing Dallas Pros ("Company," "we," "us," or "our").
By accessing or using our website and services, you agree to be bound by these Terms. If you disagree with any part of these Terms, you may not access our website or use our services.
Description of Services
Equipment Financing Dallas Pros provides business financing services, including but not limited to:
- Equipment financing and leasing
- Working capital loans
- Merchant cash advances
- Business lines of credit
- SBA loan assistance
- Long-term business loans
We act as a financing facilitator and may connect you with third-party lenders and financial institutions. Approval and terms of any financing are subject to the lender's underwriting criteria and your qualification.
Eligibility
To use our services, you must:
- Be at least 18 years old
- Be a legal resident of the United States
- Own or be authorized to act on behalf of a business entity
- Provide accurate and complete information
- Have the legal capacity to enter into binding contracts
Application Process
When you apply for financing through our services, you agree to:
- Provide truthful, accurate, and complete information
- Authorize us to verify the information provided
- Authorize credit inquiries and background checks as necessary
- Promptly notify us of any changes to your information
Submitting an application does not guarantee approval. All financing decisions are made by the respective lenders based on their criteria.
No Guarantee of Financing
We do not guarantee that you will receive financing or any particular financing terms. Pre-qualification estimates are not binding offers. Actual loan terms, including interest rates, fees, and repayment schedules, will be determined by the lender and may differ from any preliminary estimates.
User Responsibilities
You agree to:
- Use our services only for lawful business purposes
- Not misrepresent your identity or business information
- Not interfere with or disrupt our website or services
- Not attempt to gain unauthorized access to our systems
- Comply with all applicable laws and regulations
- Maintain the confidentiality of your account credentials
Intellectual Property
The content, features, and functionality of our website, including but not limited to text, graphics, logos, images, and software, are owned by Equipment Financing Dallas Pros and are protected by copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, modify, create derivative works from, or publicly display any content from our website without our prior written permission.
Third-Party Services and Links
Our website may contain links to third-party websites or services that are not owned or controlled by us. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.
When you engage with a third-party lender through our services, your relationship with that lender will be governed by their own terms and conditions.
Disclaimers
Our website and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to:
- Implied warranties of merchantability
- Fitness for a particular purpose
- Non-infringement
- Uninterrupted or error-free operation
We do not warrant that the information on our website is accurate, complete, or current. Any reliance on such information is at your own risk.
Limitation of Liability
To the maximum extent permitted by law, Equipment Financing Dallas Pros and its directors, officers, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:
- Loss of profits, revenue, or data
- Business interruption
- Personal injury or property damage
- Any damages arising from your use of our services
Our total liability shall not exceed the amount you paid to us (if any) in the twelve months preceding the claim.
Indemnification
You agree to indemnify, defend, and hold harmless Equipment Financing Dallas Pros and its directors, officers, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses arising out of or related to:
- Your use of our services
- Your violation of these Terms
- Your violation of any third-party rights
- Any content you submit or transmit through our services
Privacy
Your use of our services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand how we collect, use, and protect your information.
Modifications to Terms
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on our website. Your continued use of our services after any changes indicates your acceptance of the modified Terms.
We encourage you to review these Terms periodically for any updates.
Termination
We may terminate or suspend your access to our services immediately, without prior notice, for any reason, including if you breach these Terms. Upon termination, your right to use our services will cease immediately.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions. Any legal action arising out of these Terms shall be brought in the courts located in Dallas County, Texas.
Dispute Resolution
Any dispute arising from these Terms or your use of our services shall first be attempted to be resolved through good-faith negotiation. If negotiation fails, disputes shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.
Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.
Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Equipment Financing Dallas Pros regarding your use of our services and supersede all prior agreements and understandings.
Contact Information
If you have any questions about these Terms, please contact us:
- Email: customerservice@equipmentfinancingdallas.com
- Address: Dallas, TX